Mortgage Rates
Track 30-year fixed mortgage rates from the Federal Reserve Economic Data (FRED). Monitor trends and changes to inform your real estate decisions.
30-Year Fixed
FRED Data6.38%+0.16%
Last updated: Mar 26, 2026
About 30-Year Fixed Mortgages
The 30-year fixed-rate mortgage is the most popular home loan option in the United States. It offers a stable monthly payment with a fixed interest rate over the life of the loan.
- Lower monthly payments compared to shorter-term loans
- Predictable payments for the entire loan term
- Widely available from most lenders
- Higher total interest paid over the life of the loan